It is at times disheartening for a traffic ticket attorney to watch drivers
with thousands of dollars in fines plead guilty and throw themselves on
the mercy of the court and smile as they leave the court because the judge
took off a few hundred dollars. Little do they realize the fine is likely
their smallest expense. Once the DMV assesses the Negligent Operator Treatment
System (NOTS) points and their insurance is made aware of those points,
the real expense will become apparent. In California, the increased insurance
premiums when you lose your Proposition 103 protected “good driver”
discount can cost you double or triple what you would have paid a traffic
ticket attorney to represent you.
In 1988, voters in CA tired of the insurance companies raising premiums
as they saw fit, voted for Proposition 103 that elects an insurance commissioner
who must approve rate hikes before those are implemented and within that
voter initiative is the requirement that insurance companies give their
auto insurance policyholders a 20 percent good drivers’ discount,
applied after all other factors are considered. Twenty percent of a $1400
or 1500 annual policy can be considerable.
To be eligible for the discount you must have been continuously licensed
during the previous three years, giving experienced drivers a boost over
age requirements for discounts and have not more than one NOTS points
on your motor vehicle driving record (MVR), and additionally, have no
major infractions, misdemeanors, or felonies on your MVR. Therefore, being
convicted of a major infraction can have repercussions on your insurance
premium for up to 10 years.
No Points, Not Possible? Think Again!
Even though 95 percent of California drivers do not fight their tickets
in court, traffic courts are still backlogged with cases particularly
in major cities. Hence, traffic court officers, traffic commissioners,
and judges are willing to make deals to alleviate the backlog, so traffic
ticket attorneys, with knowledge of the traffic court system, can make
a deal for their client in exchange for a guilty plea to a non-moving
violation. Therefore, it makes sense to hire a traffic ticket attorney
to try and get your major infraction reduced to a minor infraction that
can be masked by traffic school, or a minor infraction to a no points
violation and your insurance premium will not rise.
Moving Violations & Traffic School
There is a misconception about traffic school that completing traffic school
will eliminate a ticket. The truth is, traffic school will cost you more
money and change nothing for your first minor infraction. Remember, Proposition
103 allows the driver to have one minor infraction, so if you take traffic
school to keep that ticket confidential and you get another minor infraction
within 18 months, you cannot use traffic school again. Then you will lose
your good drivers’ discount and your insurance company will sue
the conviction to raise your rates as it puts you in a higher risk category.
You should always consult a traffic ticket attorney before deciding to
plead guilty and just pay the fine. It’s not always the right choice.
And, Bigger & Harman, a local Central Valley traffic ticket legal
team offers a FREE, no obligation phone consultation.
Get a Free Phone Consultation with a Fresno County Lawyer
Bigger & Harman are knowledgeable and gifted traffic ticket attorneys
because they spend the time in the trenches, those trenches are the traffic
courts of Central Valley. In Fresno, Mark Bigger and Paul Harman work
within the legal system for their clients. They are aware of the changes
to CA Vehicle Code because they are always in traffic court in Central
Valley and occasionally in SoCal counties, such as LA or San Bernardino.
Those traffic courts are in cities like Fresno, where ticketed drivers
from I-5 and Highway 99 need legal assistance. You might also see these
traffic ticket defenders in traffic courts in Lamont, Bakersfield, Shafter,
Ridgecrest, Mojave, Delano, Barstow, or many other major cities in Central
Valley and SoCal.
Call Bigger & Harman, 661-349-9300, or email:
firstname.lastname@example.org when you need legal advice or counsel or would like a traffic ticket attorney
to represent you in court.
When you received a traffic ticket and you need to do your best to get
no points or a suspension is inevitable, you can use the website
Read the write-up on
Nolo.com or check their reviews on
Yelp to discover what family, friends, and neighbors have said about Bigger
& Harman, a Central Valley traffic ticket legal team.
Se habla Español 661.349.9755.