Automobile Insurance Premiums in California
An automobile insurance premium is the amount of money you pay to a select
insurance company for active coverage. Therefore, if you want to keep
your vehicle covered and protected with insurance (CA has a mandatory
minimum coverage law), you need to pay your insurance premium.
For example, if you live in Los Angeles, CA your premium would be high
because it is a very busy city. But, if you lived in a city like Shafter,
CA it wouldn't be as expensive because it is a smaller town. Insurance
companies look at a lot of different variables besides where you live
when determining how much you will pay for coverage. They look at your
age, gender, marital status, and your driving record. If you already have
previous tickets on your record, your premium will go up with every added
You should consider ordering your Motor Vehicle Record (MVR) to ensure
everything noted is correct or has not stayed too long on your record.
Your insurance premium depends a great deal on the accuracy of your MVR.
It only makes sense to ensure it is correct and up-to-date. You can request
your MVR from DMV using an INF 170,
Request for Record Information.
Over 100 MPH Speeding Ticket
If you are pulled over for speeding over 100 MPH in California, it is a
2-point traffic violation. There is one
HUGE difference between speeding tickets given for speeding over 100 MPH and
any other speeding ticket. If you are caught speeding and your speed was
over 100 MPH, you could receive a 30-day license suspension. In Lamont,
the closest court to Bakersfield, if you are convicted the judge will
ask you, “Do you have your license with you? If so surrender it
to the bailiff. Your license is suspended for 30 days.” Many traffic
commissioners in SoCal are taking up the same position.
Need a Traffic Defense Attorney?
When you need legal representation for a traffic ticket because you were
going more than 100 mph or another speeding ticket, call Bigger &
Harman. After receiving a speeding ticket, you need the services of a
traffic court attorney that will fight to keep your money in your pocket
by presenting your case from a legal standpoint. We do not distract ourselves
with other types of law. We do not do divorces, we handle traffic violations, only.
Call Bigger & Harman to make an appointment for a FREE, no obligation
consultation with either of these southern California attorneys. Do not
simply accept a ticket and pay the fine that could raise your insurance
premiums over the next three years, minimum, not to mention the fines
Call the law office of Bigger & Harman today, 661-349-9300. En español,
llame al 661-349-9755. Or, send us an email: