The fines and penalty assessments associated with a traffic ticket in Porterville
or Visalia are just the beginning. Due to state laws, insurance companies
cannot use some standard metrics, like credit scores, to determine risk.
While that’s normally a good thing, it’s bad news if you received
a traffic ticket, because the effects are magnified. Consider a few examples:
Driving Without a License: Since it’s not technically a moving violation, like speeding or
running a stop sign, these violations may have little or no effect on
your rates in some states. But in California, drivers can expect a
27 percent rate hike.
Speeding, Less Than 30mph Over the Limit: Although it’s not the worst speeding violation in the Vehicle Code,
most drivers still see a
40 percent rate hike.
No Seat Belt: This non-moving, no-point violation triggers a rather startling
14 percent premium increase.
numbers are approximate. Furthermore, once your rates go up because of a traffic
ticket, most companies will not consider reducing them for at least three years.
How an Attorney Can Help
All the above violations have something in common: for the most part, they
cannot be dismissed through traffic school. So, unless you fight the ticket,
a conviction is inevitable.
The good news is that a lawyer can often identify some traffic ticket
defenses that you may have missed. Moreover, an attorney who regularly practices
in Mono and Inyo County knows the system, so a plea bargain arrangement
that results in no conviction, or a lesser conviction, is a real possibility.
Finally, almost all courts allow attorneys to appear on behalf of drivers,
so you do not have to spend several days sitting in a courtroom.
Getting Legal Help
The aggressive lawyers at Bigger & Harman, APC, are committed to giving
individuals a voice when dealing with speeding and traffic tickets. Call
today at 661-859-1177 or email
email@example.com to receive the personal professional attention you deserve. En español,
llame al 661-376-0214.